> For the complete documentation index, see [llms.txt](https://finchain.gitbook.io/finchain-docs/llms.txt). Markdown versions of documentation pages are available by appending `.md` to page URLs; this page is available as [Markdown](https://finchain.gitbook.io/finchain-docs/en/fusd/fusd-token/redeem.md).

# Redeem

Customers holding FUSD can redeem it for USDT. FinChain offers two redemption methods: "**Universal Redemption**" and "**Instant Redemption**".

### Universal Redemption

The universal redemption process for FUSD is as follows:

{% stepper %}
{% step %}

### KYC/KYB

Complete the ID verification and all account settings. Upgrade your wallet address as a FinPass ID (if needed).
{% endstep %}

{% step %}

### Request to Redeem

Create a redemption order and completes the FUSD payment.
{% endstep %}

{% step %}

### Burn FUSD

FinChain burns an equivalent amount of FUSD.
{% endstep %}

{% step %}

### Redeem Completed

Return the equivalent amount of USDT to the customer (after deducting fees).
{% endstep %}
{% endstepper %}

{% hint style="info" %}
Redemption is typically completed within 1 business day, but may take up to 3 business days (UTC+8). Redemption may incur fees.
{% endhint %}

### Instant Redemption

FinChain also offers instant redemption of FUSD → USDT, typically completed within hours. However, liquidity is limited and depends on the reserves and processing capacity of the liquidity pool.

Customers do not need to make a selection when initiating minting; we will prioritize instant redemption services for customers when conditions permit. See the order status for details.