# Mint

All eligible customers can mint FUSD from USDT. FinChain offers two exchange methods: "**Universal Minting**" and "**Instant Minting**".

### Universal Minting

The universal minting process for FUSD is as follows:

{% stepper %}
{% step %}

### Onboarding

1. **ID Verifications:** Verify your account as an individual or enterprise ID. [Learn more](/finchain-docs/en/verification/id-verification.md) about ID Verification.
2. **Link Accounts:** add your [bank accounts](/finchain-docs/en/accounts/bank-accounts.md) and [digital wallets](/finchain-docs/en/accounts/wallets.md) as your payment or receving method.
3. **Safety:** set your [account password](/finchain-docs/en/safety/account-safety.md#id-1-account-password) and [security PIN](/finchain-docs/en/safety/account-safety.md#id-2-trade-pin).

<figure><img src="/files/rsBnzSrL6BGQL8JtkwXH" alt=""><figcaption></figcaption></figure>
{% endstep %}

{% step %}

### Request to Mint

1. Click **\[FUSD]** tab on home page, enter the ***Pay*** or ***Get*** amount and click **\[Mint]** button.

<figure><img src="/files/FWd31pge8yFxkrg0nrkN" alt=""><figcaption></figcaption></figure>

2. Click **\[Continue]** button to select your payment and receiving method, including wallet address and also blockchain networks.

<figure><img src="/files/2yWwrWA99EjUe1QgCQDD" alt=""><figcaption></figcaption></figure>

<figure><img src="/files/Em2lUSSWhdBSndkxsIPu" alt=""><figcaption></figcaption></figure>

3. Enter your **\[Security PIN]** for security check.

<figure><img src="/files/D00BTqm8gSqkfpfslHuM" alt=""><figcaption></figcaption></figure>

4. Click **\[Pay Now]** button on the transaction details page and complete the USDT payment according to the guidance.&#x20;

<figure><img src="/files/LuUliKKEEMSl3CedhYYg" alt=""><figcaption></figcaption></figure>

<figure><img src="/files/HrEXf45fDdJ3vGDQ1S54" alt=""><figcaption></figcaption></figure>

5. Click **\[I have paid]** button once you have finished the payment.

<figure><img src="/files/xuvLpS87JPM96BiSUEir" alt=""><figcaption></figcaption></figure>
{% endstep %}

{% step %}

### Complete Reserves

FinChain uses RWA assets as reserves.
{% endstep %}

{% step %}

### Mint Completed

FinChain will mint an equivalent amount of FUSD and distribute it to customers (according to the receiving method in the order)

***Can not see FUSD in your wallet?*** [See How](/finchain-docs/en/fusd/fusd-token.md) to add FUSD in your wallet.

<figure><img src="/files/koYBH3vydh7O7Fp1KwMP" alt=""><figcaption></figcaption></figure>

<figure><img src="/files/4jl0QDhlp8jOLo5VKhAr" alt=""><figcaption></figcaption></figure>
{% endstep %}
{% endstepper %}

{% hint style="info" %}
Minting is typically completed within 1 business day, but may take up to 3 business days (UTC+8). Minting may incur fees.
{% endhint %}

### Instant Minting

FinChain also offers instant minting of USDT → FUSD, typically completed within hours. However, liquidity is limited and depends on the reserves and processing capacity of the liquidity pool.

Customers do not need to make a selection when initiating minting; we will prioritize instant minting services for customers when conditions permit. See the order status for details.


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